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If you can find the patience that will be required to deal with your financial problems, the above advice will definitely assist you in sorting out the problems, I assure you.

Dealing with debt can be very stressful but, rest assured, that you are not alone. The organisations that I have listed through this guide will definitely be of great assistance and I urge you to talk to them, as often as you feel that you need to – that is why they are there.

If, by any chance, you get to speak to somebody who is coming across as uncompassionate or otherwise making you feel bad about your situation, remain polite and simply ask to speak to somebody else. You can assist yourslef by having all of the paperwork to hand when you call these organisations, so as you can answer all of their questions efficiently – this will help to build up a ‘telephone relationship’ with your advisor and will also help to conclude this uncomfortable conversation as fast as possible for you!

I genuinely wish you good luck with sorting out your present financial problems and please be assured, once you have done all you can to sort out the issues, you will feel 100% better because:

  • You will KNOW that no debt collectors will come calling again,
  • You will KNOW that you are getting things back on track
  • You will KNOW that you can sleep fitfully at night and not fear the postman arriving or that mysterious knock on the door anymore!

If you want to e-mail me for some specific advice, my address is on the cover page of this guide for you.

All the very best of luck to you, now and in the future.

Kind regards,


Jeff Lewis